P Diddy was right- it really is all about the Benjamins and to buy a house you need a lot of Benjamins. So let’s talk about the best kind of money- FREE money! Baltimore City is working really hard to get people to buy homes here. They have TONS of programs out there that give people cash-money for just buying a house in Bawltimore city, hon. It seems like a no brainer to take part in these programs, who would turn down free money? Not this girl. The catch is that you can’t go buy clothes and wine with it- it must be used for a down payment and/or closing costs. You know what that means, the money you were saving for a house can now be used to buy clothes and wine! (you win!) If you’re thinking about buying in Baltimore check out http://www.livebaltimore.com/ for all of the programs offered. Each program has certain criteria that you have to meet- like certain neighborhoods you have to buy into, income limits, etc. Most of them we didn’t qualify for but we did find 2 that did work for us! We were able to get a FREE $9,000 (ish) from the city/my company. If only getting that much money were that easy all the time... legally of course. More on these programs to come..
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